Terms of Use 

These terms of use (the “Terms of Use”) constitute a legally binding agreement between Naviga Inc. (together with its affiliates, “Naviga”) and you, the user of Naviga’s website (the “Site”). The Terms of Use govern your use of the Site and shall be governed by and construed in accordance with the laws of the State of Minnesota without regard to its conflict of law rules. Please read the Terms of Use carefully. If you do not agree with the Terms of Use, please do not use the Site. By accessing the Site, you acknowledge that you have read and agree to the Terms of Use and you explicitly and implicitly agree to be bound by the Terms of Use each time you access the Site. Naviga reserves the right to amend the Terms of Use in its sole discretion at any time. Naviga will post any changes to the Terms of Use on the Site, and changes shall be effective immediately upon posting. Your continued use of the Site after any such changes constitutes your acceptance of the new terms and policies.  

Use of the Site 

The content of this Site is for general, informational purposes. You agree that we are not responsible for any action that you take or decision you make in reliance on any information contained in the Site. Naviga may not promptly update or correct the Site even if it is aware that it is inaccurate, outdated or otherwise inappropriate. Naviga does not make any representation or warranty of any kind, express or implied, as to the accuracy or completeness of the information contained herein.  

Links to Other Websites 

The Site may contain links to websites owned or operated by parties other than Naviga. The Terms of Use apply only to the Site and not to other websites that may be accessible from the Site and Naviga shall not be responsible for the content of any third-party website accessible from the Site. Such links are provided for your reference only. Naviga does not monitor or control outside websites and is not responsible for their content nor does Naviga’s inclusion of the links imply Naviga is authorized to use any trade name, trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the linked Website. Hyperlinks to or from the Site do not constitute third party endorsement of, sponsorship by or affiliation with Naviga. If you access any third-party website through the Site or otherwise, you do so at your own risk and we encourage you to review the privacy policies and user agreements of all other websites that you visit as such policies and agreements will govern your use of those websites.  

Ownership 

The trade names, trademarks, service marks, trade dress, logos and other indicia of source (collectively, “Marks”) found on the Site and any and all information and content available through the Site, such as for example graphics, articles and other materials (collectively, “Content”) are proprietary to Naviga or its licensors and are protected by intellectual property rights and unfair competition and other laws. You may not use any Mark or Content without the express prior written permission of the owner and nothing contained in the Terms of Use or anywhere on the Site shall be construed as granting, by implication, estoppel or otherwise, any license, permission or right to use any Mark or Content displayed or used on the Site. Fair use of Naviga’s Marks or Content requires proper acknowledgment. Any unauthorized or prohibited use of the Marks or Content may subject the offender to civil and criminal liability under applicable  

Disclaimer of Warranties 

You acknowledge and agree the Site is provided “as is” and “as available” and, to the maximum extent permitted under law, provided without warranties, claims or representations made by Naviga, either express, implied or statutory, with respect to the Site, including warranties of quality, performance, non-infringement, merchantability or fitness for a particular purpose, nor are there any warranties created by course of dealing, course of performance or trade usage. Naviga further does not represent or warrant that the Site will always be available, accessible, uninterrupted, timely, secure, accurate, complete or error-free.  

Limitation of Liability 

You acknowledge the entire risk arising out of the use or performance of the site remains with you to the maximum extent permitted under law. Naviga does not assume any liability or responsibility for the Site or the Content. Under no circumstances will Naviga be liable for any damages or losses (including direct, indirect, incidental, consequential, special, punitive or exemplary damages, lost revenues, lost profits, loss of business, loss of data or any other damages or losses) arising out of or in connection with the Terms of Use or your use or reliance on information obtained through this Site, regardless of the theory of liability, whether tort (including negligence of any kind), contract or any other legal or equitable theory, even if advised of the possibility of the damages or if the damages could have been foreseen. 

Indemnity 

You agree that you will be solely responsible for, and that you will defend, indemnify and hold Naviga, its subsidiaries and other affiliates and each of their respective officers, directors, agents, employees and representatives harmless from and against any and all claims, demands, liabilities, costs or expenses, including reasonable attorneys’ fees, resulting from your use of the Site or your violation of the Terms of Use. Naviga reserves the right, at its own expense, to assume the exclusive defense and control of any matter for which it is entitled to indemnification, but you must still indemnify Naviga for all liabilities, losses or damages. You agree to provide Naviga with whatever cooperation it reasonably requests. 

International Use 

Naviga makes no representation that the use of the Site outside of the United States is appropriate or lawful. Accessing this Site from countries or territories where such access is illegal is prohibited. If you access this Site from outside of the United States, you do so at your own risk and agree to comply with all local rules and regulations regarding internet usage.